100% Seller Financing?
October 01, 2025
by a searcher from University of Massachusetts at Lowell in Boston, MA, USA
**UPDATE** A big Thank You to everyone that reached out with ideas on how to structure this deal. Although this specific deal did not come to fruition (we couldn't agree on upfront money but it's still somewhat in play) I happened to fall into another off market deal that's similar in size and has a great reputation.
Lessons learned:
1. I know a lot of people are hesitant about 100% seller financing but for self funded searchers it can be an option and they DO exist. This community has proved it and I appreciate the positive encouragement from the ones that have had success with deals like this. Side note: this is the only avenue I can pursue right now due a fraudulent deal I'm still working on cleaning up (even financed deals can be bad!!!!!)
2. If you are a self funded searcher and have found your niche or industry you're set on start talking to people, talk to business owners, vendors, etc. This happened out of a random relationship I had built and although I'm in a $1b industry everyone knows everyone and word travels fast... this time in a very good way.
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I have my first merger I'm currently exploring and wanted to know the best way to structure a 100% seller financed deal ie: downpayment with a % of profits until paid or no money down and full profits for x amount of time. I need to get creative on this one and looking for insight on what worked for you. Thank you!
from University of Southern California in Las Vegas, NV, USA
from University of Colorado at Boulder in Fort Myers, FL, USA