$18M Deal, $4.5M EBITDA -- What are my best Non-SBA Debt Options?

searcher profile

January 25, 2024

by a searcher from The Johns Hopkins University in Philadelphia, PA, USA

I've been largely looking at SBA Debt until I saw this deal. When I reached out to SBA lenders I'm hitting a max Debt of $8 or $9M. Seller will finance $5M.

Are there any Debt Options that will offer more capital? and where can I find them.

What I've tried:
I've started reaching out to SBIC funds (as listed on the SBA website w/ little response so far).
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commentor profile
Reply by a lender
from University of Florida in Dallas, TX, USA
Have you reached out to Mezz Debt groups? If you are going the SBA route with seller debt lifting you to $13 - $14MM of the total project, a mess debt provider could get comfortable with it to provide the last piece.
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Reply by a lender
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA
We are a Commercial Loan Brokerage Shop with over 500 funding partners and we do both traditional and SBA financing for business acquisitions. The structure for a larger deal like that is going to look much different on the equity side than you would see from an SBA loan. But I am happy to have a discussion and go over the financing options available. You can reach me here or directly at redacted
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