$755K Rev, Debt Placement Advisor, Asset-Light in Tempe, AZ

Company Overview: This debt placement advisory business was established in 2013, serving lower middle market companies that are not eligible for traditional bank financing. The firm sources non-bank debt solutions nationwide and has operated fully remote for several years, enabling work across the U.S. with select cross-border activity. The model is asset-light, process-driven, and built to scale without a physical footprint. Product & Customer Base: The firm focuses on three solution areas: real estate financing, asset-based lending on accounts receivable and inventory, and multi-collateral “global” debt restructurings. Clients are operating companies facing bank constraints, covenant issues, or special situations that require speed and flexibility. Engagements are success-fee based and paid at closing. Deal flow is diversified by collateral type and industry; last year’s closed deals were from distinct customers, reflecting a broad opportunity set. Referral partners and professional networks drive a steady inbound pipeline. Operations & Team: Day to day, the business screens inbound opportunities, declines the majority that do not fit, and advances qualified mandates through a structured lender-matching workflow. Proprietary lender data stratifies active non-bank providers by collateral, preference, and situation, which shortens time-to-fit. The process includes needs assessment, packaging, lender outreach, term sheet management, and closing coordination. The owner operates 25–35 hours per week with limited administrative and marketing assistance, leveraging an email platform and a ~11,000-subscriber list to publish deal summaries and articles. There is no inventory, no work-in-progress carrying cost, and no accounts receivable exposure; revenue arrives in discrete success-fee events. The model is fully remote and relocatable, and can be staffed to operate with minimal owner involvement. Growth: Performance has trended upward over time as completed deals have increased visibility and referrals, with average engagement size growing alongside reputation. Margins are high due to low fixed costs, though revenue is episodic in a single-operator model. The firm has not used outbound calling, social media campaigns, or third-party lead generation, leaving clear headroom. Credible growth levers include hiring junior business development resources, adding experienced commercial finance professionals to work a larger pipeline, increasing targeted outreach to the existing subscriber base, and formalizing SOPs to run multiple concurrent mandates per team member. Greater capacity typically smooths close cadence and can lift overall fees. Transition: The owner is selling to transition toward retirement after establishing a durable, scalable platform. A comprehensive handover is offered for up to six months, including training on screening, packaging, and lender placement; introductions to proven referral sources; transfer of lender intelligence; and access to relevant industry groups and networks. This support is designed to de-risk the ramp for a buyer building a team or operating in an absentee-ready structure. 📍 Tempe, AZ 💰 Asking Price: $1,905,000 📊 Revenue: — 💵 SDE: N/A ? SBA Eligibility: SBA Eligible 🤝 Seller Financing: Yes 🏷️ Industry: N/A