7a loan - complex Borrower Structure

About to close on an acquisition and the lender is giving me a hard time about borrowers. Loan is approved and already have SBA loan # Have a somewhat complex structure for a 7a deal. Setting up a PE-like structure so this can turn into a platform. - 3 investcos 77.5%, 19%, 3.5% - investcos roll up into a holding company - there’s then an intermediate entity that serves as a blocker - finally there is an opco that holds the business and related assets Lender wants every entity (with the exception of the 19% and 3.5% owner) to serve as co-borrowers and me to individually be a co-borrower. In reality there should only be 2 borrowers (opco and potentially intermediate) - I obviously will have the PG as well Has anyone dealt with pushback on complex structures? / situations like this? Thanks in advance.