All: If you've signed a personal guarantee, you know the feeling; the weight lives in your stomach/neck and follows you home from the office/farm/plant. Your house, your savings, your family's financial security, all on the line. I lived with that weight, and it changed my physical and mental health. It also changed how I thought about risk in a way I wasn't prepared for. It's what ultimately led me down a path of trying to figure out whether there was a better way to protect searchers and operators on the downside. I sat down with Will Smith on Acquiring Minds today to talk about that journey and the broader conversation around personal guarantee risk in SBA lending. Whether you're mid-search, post-close, or just starting to think about acquisition financing, I'd genuinely love to be a resource. Not a pitch, just happy to talk through how you're thinking about risk, share what I've learned, and help however I can. My DMs/linkedinin/email are open. Full episode here: redacted Ryan