Advice for funding the acquisition of an international software businesses?

searcher profile

February 12, 2025

by a searcher from Columbia University - Columbia Business School in New York, NY, USA

Hi there, I' a self funded searcher looking to acquire a software business. I was initially interested in an SBA loan, but many of the most interesting companies I'm seeing have foreign tax returns and thus would be a headache for the SBA. I'm curious if anyone here has any suggestions for funding that would be similar in structure to an SBA loan but would be possible to use for the acquisition of an international company? Note that most of these businesses are fully digital so on acquisition I'd move all operations to the US.

Additionally, as I'm primarily targeting successful software businesses which tend to have higher valuation multiples, I'm also interested in meeting any investors looking to bridge gaps in loan funding.

Thanks for any thoughts and assistance!

1
9
61
Replies
9
commentor profile
Reply by a lender
from University of Southern California in Los Angeles, CA, USA
Just helped a client close on a software sass Sba loan where the multiple was 7x EBITDA. The business must be an American business. Since there was a third party valuation as part of the SBA closing process, the borrower relied on a large seller note to bridge the valuation shortfall.

Would love to help you with your SBA loan. We work with all the major SBA lenders. You can reach me here or directly at redacted You can also click here to schedule a meeting with me: https://cal.com/ishan-jetley-3d73m8/30min. Look forward to chatting!
commentor profile
Reply by an intermediary
from Clemson University in Raleigh, NC, USA
I currently have a software development firm with on and off shore operations listed last Friday. I assisted the owner in acquiring it ~4 years ago using an SBA guaranteed 7(a) loan. He intended to onshore programming and that was acceptable to the lender and SBA. In fact, when he calculated the costs to do so it was impossible due to US vs. India wages. He is in technical default, but lenders cannot call an SBA guaranteed loan for ANY reason other than failure to pay.
commentor profile
+7 more replies.
Join the discussion