Advice on Structuring SBA Financing for Business & Leasehold Acquisition

I’m evaluating an acquisition and would appreciate insights on how best to structure and finance the deal.

Deal Overview: I’m looking to acquire both the business and the leasehold property it operates from.

• Here are the key details:
  
  
• - Leasehold Property: Expires in 16 years, generating $10K/month in rent.
• - Business Details: > Annual SDE: $470,000 > Inventory Value: $2.75MM
  - Proposed Down Payment & Financing Approach:
• - 1031 Exchange: Using equity from a fully paid-off townhome valued at $800,000.
• -If additional capital is required, I plan to negotiate a 10% seller’s note on standby to satisfy SBA’s equity injection rule.
  
  Key Questions re Leasehold Structuring:
• - Any advice on financing a leasehold property with 16 years remaining?
• - Are there workarounds to avoid SBA’s###-###-#### year minimum lease requirement?
  I appreciate any insights or experiences from those who have structured similar deals.