Asset Based Lenders

searcher profile

March 21, 2025

by a searcher from Georgetown University in New York, NY, USA

Hi all - we are under LOI on an inventory / asset heavy business and are looking for non-SBA, asset-based lending options. There's ~$3m of inventory and about $600k of accounts receivable. If anyone has good recommendations for asset-based lenders at this size, would love to connect!

0
9
51
Replies
9
commentor profile
Reply by a lender
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA
We do asset based lending as well and would be happy to take a look at it. However, you need to understand lenders will use advance rates against both the inventory and A/R. You can reach me here or directly at redacted
commentor profile
Reply by an investor
from Hofstra University in Tampa, FL, USA
That ratio is not ideal, most ABL lenders are going to want the majority of the loan to be receivables vs. inventory. A 5:1 inventory to receivable ratio is not something a lender is likely to get comfortable with for a number of reasons.
commentor profile
+7 more replies.
Join the discussion