Asset-Based Lending vs. Cash-Flow Lending for an asset heavy company

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by a searcher
in Chicago, IL, USA

4yrs ago

Asset-Based Lending vs. Cash-Flow Lending for an asset heavy company

I’m pursuing a business that was significantly impacted by COVID but is recovering quickly. It's a US-based company with a considerable amount of assets and predictable cash flows into the rest ofredactedAt this point, I’m trying to understand what options I have between asset-based lending vs. cash flow lending. The business is in a niche that I’m experienced in, so I am familiar with the industry and the manufacturing processes. However, this is my first deal, so I’m not familiar with getting a loan for this type of business.

Anyone open to have a conversation to help me figure out the best option?

TIA!

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reply by a lender 4yrs ago
from The University of Chicago in Schaumburg, IL, USA

Byline Bank offers both SBA (i) 7(a) loans for cash flow situations and (ii) 504 loans for asset rich borrowers. It is also possible to combine the two. Feel free to contact us atredactedor redacted

reply by a lender 4yrs ago
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA

We are a commercial loan brokerage shop with over 350 funding partners, and we do both SBA and non-sba business acquisition financing. In additional to conventional bank lending, we also have access to non-conventional asset based lenders as well. We have done quite a bit of turn around financing. I would be more than happy to discuss this request with you at any time. I can be reached at redacted Thank you.