Capital IB

Before I started Capital IB, I watched the same movie over and over again in the lower middle market: - Independent sponsors and operator‑led teams chasing good businesses - An LOI signed, QoE ticking away, everyone “in a rush” - And then… 3–6 months of “talking to a few lenders” with no real process and a fuzzy story By the time credit finally says no, you’ve burned time, deal equity, and a little bit of your soul. Capital IB exists to fix that specific problem. I run a debt‑only advisory boutique that lives in the $5–50M debt‑facility range. I don’t raise equity, I don’t run sell‑side auctions, and I don’t have a captive fund. My job is to sit between you and the capital stack and make the debt side make sense. Here’s what that actually looks like: *Full debt advisory mandates* This is for acquisitions, MBOs, and balance sheet clean‑ups where you want someone to run the lender side end‑to‑end so you can focus on the deal and the business. Practically, that means: - Turning a messy operating story into a lender‑ready capital structure - Building a teaser, credit memo, and data‑room framework that real credit folks can underwrite - Picking a small, realistic lender universe and running a tight, competitive process - Managing Q&A, feedback, and term sheets through closing so you’re not improvising with each lender *Debt Capital Blueprint* --> Flat fee; no success fee This is for sponsors and owners who don’t want a full mandate, but also don’t want to wing it on the debt side. You’re willing to do your own outreach; you just don’t want to guess on structure, materials, and lender targets. Typically, that looks like: - A working session on “is this actually financeable and how?” - Lender‑oriented materials turned quickly enough to matter in an LOI window - A focused lender list with real names and lanes, not a generic directory - A step‑by‑step plan for how to run your own process without tripping the usual landmines On the side, I’ll sometimes review CIMs, teasers, and models for brokers and M&A advisors who want their materials to hold up not just with buyers, but with the lenders behind those buyers. If you’re working on a deal where the debt piece feels foggy: you’re not sure how much is realistic, which lenders to call first, or how to tell the story so a credit committee can actually say yes, that’s the corner of the world I live in.