I have a signed APA and in due diligence on a small construction company (price $750K, Cashflow $300K+) The company has been in business 28 years and all members of the team will remain after sale (2 office, 4 crew). The seller will remain for 4 weeks. No GC license is required. No new construction and city contracts.

After approving the deal and providing the term sheet, the bank are now asking for a co-signer. Apparently the bank's credit guy is being difficult as they have a huge backlog of deals.

What are my options other than shopping this deal to other banks and delaying the closing?

Posting anonymously to protect the deal and bank. DMs welcome.