RAISING CAPITAL
Consumer Debt Resolution Platform seeking debt facility
Technology · Los Angeles, CA, USA
revenue: $5,000,000
ebitda: $1,000,000
Exclusivity:
Exclusive Representation
SBA Eligiblity:
Not SBA Eligible
Revenue:
$5,000,000
EBITDA:
$1,000,000
This Company operates a national debt-relief enrollment platform under contract with one of the nation's ten largest settlement providers, owning the one choke point that constrains a market where the largest operator alone enrolls $1.5 billion a month. In its first full month of production, it enrolled $17.3 million in consumer debt across 564 households, with weekly volume nearly doubling from $2.8 million to $5.4 million, on unit economics of ~$700 media cost per enrollment against $2,200 of expected fee revenue and a structural acquisition-cost edge ($58 vs. $80-85 market) from AI-driven media buying. Beginning Q4 2026, it will launch captive servicing, roughly tripling earnings per enrolled dollar, with a 12-month plan to scale toward $90 million in monthly enrollment and Year 1 revenue above $40 million. The Company is raising a $3-10 million credit facility (structure open: revolving line, borrowing base, or revenue participation), with draws tied to verified enrollment milestones and repayment from contracted, twice-monthly remittances that cover interest on a fully drawn facility roughly tenfold at the current run rate. Target close Q3 2026.