Creative Deal Structure for Growing Business

Posting anonymously because 1) live deal 2) I'm employed and would like to remain so should this deal fall apart.

Target has grown tremendously over the past 2 years. Our SBA officer has concerns about underwriting because:
1) Collateral: Target is asset-light and so am I
2) Not enough history of cash flow sufficient to cover debt service

I'm looking for ideas on how to approach differently to solve the collateral issue