Creative Financing Ideas

June 14, 2025
by a searcher from University of Louisiana at Lafayette in Vancouver, WA, USA
I found a target company with EBITDA of $2m with a 4.25 multiple. Due to special circumstances the Sellers are willing to finance 45% of the deal. For senior financing SBA is out because of the standby rules.
For the lenders out there: I am trying to put together a deal that looks like this:
45% senior financing
45% seller financing
10% Equity/Cash
Is this even a reasonable option without SBA?
I wasn’t expecting to find a deal this big. Any thoughts welcome. Thank you all!
in Ponte Vedra Beach, FL 32082, USA
from University of Connecticut in Greenwich, CT, USA