Creative ways you would try to structure a $5m deal (with only $250k down)?

March 01, 2023
by a searcher from St. Petersburg College in Tampa Bay, Florida, USA
What are some creative ways you would try to structure a $5m purchase if you only have say, $250k for a down payment, aside from getting investors to bridge your equity gap?
Ideally while keeping it SBA eligible, If that's even possible within this hypothetical scenario.
Assumptions:
$5m purchase price
Inventory included: $500k
FF&E: $1m
SDE: $1.5m
Open to either hypothetical answers, or even actual numbers from a deal you may have been involved in that was able to get funded.
Cheers!
from California State Polytechnic University in Pomona, CA, USA
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA
The biggest concern most lenders are going to have is what does post closing liquidity look like. We would need to be sure there is enough liquidity in the deal to be sure it survives.
We would love to have a conversation and take a look. We have over 500 unique funding partners we work with including over 50 SBA preferred lenders, so we can bring many options to the table. We are very verse in structuring deals. You can ping me here or reach me directly at redacted Good luck.