Determining Remaining SBA Borrowing Power

October 12, 2023
by an investor from The University of Arizona - Eller College of Management in Chicago, IL, USA
Does anyone have a suggestion for the best way to confirm the amount of SBA Borrowing Power or 'Dry Powder' I have available? I have access to the MYSBA portal and see the 7A loans that I'm a guarantor on as well as some of the searchfund investments I have made but as far as I can tell there is no way to get a 'you can borrow this much' figure. I have called the SBA hotlines and spoken to the regional offices and this question seemed to puzzle them.
from Clemson University in Raleigh, NC, USA
from California State University, Sacramento in Seattle, WA, USA
1. Sba now allows an additional $5M of loan amount if you’re looking to acquire in a different NAICS code.
2. only the dollars that you personally GTY go against your SBA limits. If you are an investor in other deals at under 20% ownership those won’t go against the max lending limits.