Do you think SBA will agree to this deal?

June 02, 2025
by an intermediary in Miami, FL, USA
Hey Everyone, so I have a tech-enabled service business, and I have a buyer interested in buying just the "service part" of the business, and licensing out the tech from a third company. The thing is that with all the tech expenses, the company shows very little profit, but once that's carved out, the company shows profit of $750k/year, and it's possible to use off-the-shelf tech for around $50K a year, which is what the third party will charge the acquirer. Do you think that the SBA will be ok with saying that in that case the company's potential profit without the tech is $700K and loan accordingly? or will it only go based on historical raw profits?
from University of Missouri in Denver, CO, USA
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA