This question pertains to only startups. I have met affiliates who say they can get a new business approved for a $100K line of credit at 0% interest forredactedmonths; regardless of a lack of income, no business credit, and with no collateral. These people say that they work with the banks to get you approved and in turn, charge a percentage of the limit they get you approved for. Is this legitimate? If not, where can one go to get a new LLC approved for either a low monthly payment LOC or a business loan, with just a personal credit score of 700?