Don’t Let These 3 Things Derail Your Deal

Even good deals can stall. Here are 3 issues we see derail SBA closings more often than they should: 1. Seller note isn’t SBA-compliant. If it’s not on full standby (or not subordinated), it won’t count toward equity. 2. Buyer uses all their liquidity. Lenders want post-close runway. Holding back cash can actually strengthen your offer. 3. Add-backs aren’t defendable. If they can’t be supported with docs, lenders will discount them—or remove them entirely. These issues are avoidable with the right prep. We help buyers get ahead of them before term sheets are even on the table. Need a second opinion on your structure? Let’s connect. https://calendly.com/alan-pioneercap