We are looking at a niche fintech lending business for sale with $3m+ of EBITDA and asking around 6x ($15-20m purchase price). Super interesting niche asset class, consistently strong YoY origination growth (15%+ last 3 years), very low default rates, and 25+ years of operating history. Beyond this, have come across other lending businesses for sale and believe there could be a larger roll-up play as well.
My partner and I have significant experience in private credit/fintech lending and roll-ups. For context, I built a fintech consumer lending platform that has originated $500m+ in loans since inception. I also did a buy and build in e-commerce software, rolling up 9 software companies in a span of 2 years (we raised from 2 PE funds). My partner has significant data science/AI experience and built/sold a roll-up in the bookkeeping space.
Would love any feedback on deal structure/financing strategy for this or love to connect with any private equity / family office investors that would look at this opportunity. A traditional SBA loan is obviously too small for this so we are thinking it will need to be primarily equity based financing.
Equity partners for niche fintech lending biz worth $15-20m purchase price
![](https://55550cf88fb9105859d2-ecc273435fde99d2e690dfef78341117.ssl.cf5.rackcdn.com/img/defaultprofile.png)
by an investor from University of Pennsylvania - The Wharton School
More on Searchfunder
Searchfunder is an online community and toolkit for searchfunds. Over 80% of those involved in searchfunds maintain a Searchfunder.com account to help them network, problem solve challenges, and keep up with the industry.
We maintain partnerships with database providers that make searching more effective, efficient and affordable along with features that help searchers find deals and investors and vice versa.
We maintain partnerships with database providers that make searching more effective, efficient and affordable along with features that help searchers find deals and investors and vice versa.
166 views
11 comments
Sign in to see all replies.
Create an account.