Thanks for the tag ^redacted‌. Hi @redacted‌, I have partners who can help structure this type of financing. Send me a teaser at redacted

Appreciate the tag @redacted‌. @redacted‌ this is basically an A/R timing issue more than something bodyshop specific. What you’re describing (an insurance lag & 60–90+ day collections) is pretty common in collision, especially when follow-on repair approvals drag things out. A few directions I’ve seen work: - standard A/R factoring (but can get expensive with insurers) - LOC tied to receivables if the books are clean - also, some lenders will underwrite off historical insurance collections specifically, but they tend to be relationship driven from my experience If this is for an acquisition, I’d also look closely at how consistent the collections actually are vs. what’s shown on paper, as that timing gap can move your real working capital needs more than expected.