Europe: typical equity/debt/seller financing mix

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August 20, 2025

by a searcher in Paris, France

Hi everyone, For those closing deals in France / Europe , what mix are you seeing across equity, senior debt, and seller financing? A some local (France) entity told me to expect 30–50% equity for <€3m EV, which feels high. I’d love real data points from recent closings in France or nearby markets (Benelux, DACH, Iberia): - Equity % of EV you actually closed with - Senior debt: multiple of EBITDA - Seller note / earn-out: % of EV, interest - Bank type: regional vs. national; any BPIfrance guarantee involved? - Equity split: searcher vs. investors vs. management (high level is fine) Thank you!
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