Experience with acquiring with DSCR mortgage?

January 15, 2026

by a searcher from Cornell University - SC Johnson College of Business in Syracuse, NY, USA

I'm considering a deal for an Addiction Rehabilitation business that has seller-owned real estate. The seller would like to sell both. ROM for the Business and Real Estate are ~$4M each. I am a self-searcher with investor support if needed. Seller is flexible on structure and T&C. Seller recommended a DSCR loan for the real estate. DSCR financing was news to me. The DSCR broker I spoke with today suggested acquiring the properties before acquiring the business. Any suggestions on the best methods for structuring this type of deal? Experiences with acquiring with DSCR mortgage?

Reply by an intermediary
from California State University, Northridge in Los Angeles, CA, USA

Maybe a sale-leaseback of the real estate? Depends on several factors if it could work. We have a healthcare team I could connect you with. Feel free to shoot me a message

Reply by a lender
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA

I would love to connect with you and see what creative solutions we could put together. We are a Commercial Loan Brokerage Shop with over 500 direct funding partners. We can look at SBA 7A, SBA 504, as well as conventional mortgage debt for the real estate. There can be multiple ways to skin the cat on this one. You can reach me here or directly at redacted

+4 more replies.

Join the discussion