Exploring alternatives to SBA financing for deals in the $3M - $10M EV range

searcher profile

September 18, 2025

by a searcher from The University of Texas at El Paso - College of Business Administration in Austin, TX, USA

Hi everyone, I’m currently evaluating different financing options for an acquisition and wanted to tap into the community’s expertise. While SBA financing is the common route, I’m also interested in learning more about alternatives such as: i)Conventional / traditional bank debt ii) Non-SBA acquisition loans (i.e. direct lenders, mezzanine, private credit, other non-SBA loans) iii) Other creative lending structures I’d love to connect with anyone who has experience securing these types of loans, as well as loan brokers or funding providers who specialize in them. Appreciate any insights, introductions, or resources you can share! Thanks, Oscar
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commentor profile
Reply by a searcher
from Bates College in Washington, DC, USA
Banks providing conventional/traditional term debt to searchers in this size range include Parkside Financial, AvidBank, and BankProv, among many others. Check the bank sponsors of the search fund conferences for other names that are providing term debt to traditional search funds without the PG's. Happy to connect you with my loan officers at Parkside if helpful.
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Reply by an intermediary
from New York University in Chicago, Illinois, United States
Is there real estate involved? If so, a sale leaseback might be worth exploring. We often structure sale leasebacks simultaneously with M&A deals such that the proceeds can be used as part of the acquisition capital stack. Let's talk - redacted
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