Hi all, For those pursuing a roll-up strategy using SBA 7(a) loans: once you’ve maxed out the SBA debt, how do you typically debt finance tuck-in acquisitions beyond that point? • Can you raise conventional senior debt behind the SBA loan? • If so, what are typical terms for that conventional debt (interest rates, amortization, maturity, personal guarantees)? • Which banks do this type of lending? • I’ve heard some mention refinancing into all conventional debt once total debt reaches ~$10MM or EBITDA reaches $3 million. Is that the case? What's typical maximum leverage at that point? • More broadly, how do folks generally finance M&A in that $5MM to $10MM debt range? Would love to hear from those who’ve navigated this, especially anyone who has transitioned from SBA to conventional financing mid-rollup. Thanks in advance.