Funding for Your Business Acquisition Goals

professional profile

April 15, 2025

by a professional from Universidad Católica Andres Bello in Mexico City, CDMX, México

If you’re buying a business and planning to use SBA financing, there’s a massive difference between working with a single bank—and working with Pioneer Capital Advisory LLC Here’s the simplest analogy I can offer: Working directly with a lender at a bank is like walking into a State Farm office and asking what your options are for insurance. Of course they’ll show you something—but it’ll only be what State Farm allows. That lender is captive to their bank’s credit box, product limits, and internal risk tolerance. If your deal is a few degrees off, they’ll either force it to fit or pass altogether. At Pioneer Capital Advisory LLC, we’re not captive to one bank’s playbook. We’re a loan brokerage firm—built specifically for business buyers navigating SBA 7(a) financing. We run a competitive process that gets your deal in front of multiple lenders who actually understand the nuances of small business acquisitions. We don’t shotgun deals out. We don’t waste banks’ time. And we don’t waste yours. We make our money when deals close. That means we’re not incentivized to toss spaghetti at the wall. Our job is to structure your deal, position it clearly, and bring it to the lenders most likely to get it done. Since May 2022, we’ve helped close 82 self-funded search acquisitions—with our first deal closing just a few months later in September 2022. We bring over two decades of SBA lending experience. Our only focus is helping buyers get to a successful close with financing terms that make sense. If you’re under LOI—or close to it—get in touch. You only get one shot at closing the right way. Let’s make it count.
1
2
79
Replies
2
commentor profile
Reply by a searcher
from Queen's University in Toronto, ON, Canada
Hi Alvaro, do you deal with Expats at all? If someone is a US citizen but lives in say, Canada, and wants to acquire a US based business. Often expats will have non-existing or thin credit profiles. Do you work with lenders that can still make this happen? How does personal guarentee work in that case? And is there a rate premium or something else?
commentor profile
Reply by a searcher
in Palmdale, CA, USA
DM sent
Join the discussion