FYI on SBA update for fall: SBA SOP 50 10.8.1
FYI:
SBA SOPredactedFall 2026 Mandate
- Mandatory QoE & 1.25x Historical DSCR
- DSCR floor increased from 1.15x to 1.25x on historicals: Growth projections can no longer bridge underwriting shortfalls on change-of-ownership debt service.