Historical SBA Default Rate and Loan Performance Tool
April 14, 2026
by a lender from University of Wisconsin - Madison in Madison, WI, USA
Hey Searchfunder community,
We quietly launched something I think a lot of you will find useful, and wanted to share it here before we do any broader promotion.
It's called the Pioneer SBA 7(a) Analytics Platform. A free tool built on 34 years of SBA FOIA loan data###-###-#### to 2025), covering 1.9M+ loans across 974 NAICS codes.
The idea is simple: before you buy a business, you should know how that industry has actually performed inside the SBA program. Not just anecdotally, but historically.
For any NAICS code, you can pull:
• Acquisition risk grade (A through F) with historical default rates
• Primary failure causes and the typical default timeline post close
• Stress test scenarios (recession, rising rates, pandemic)
• Valuation benchmarks including avg acquisition multiples and DSCR by sector
• Business survival rates at 5 and 10 years
• Multi-model default probability consensus
• An AI-generated analyst brief summarizing everything
We also built a "Predict Default Risk" feature that lets you model a specific deal's risk profile.
Access is free. You just need to provide your name, email, and LinkedIn profile to get in. Once you're in, you can run as many searches as you want with no limits.
👉 sba7adata.com
Would love feedback from this community in particular. You all are exactly who we built it for. Happy to answer any questions below.

