Latest Seller Note Interest Rates

July 23, 2023
by a searcher from University of Maryland at College Park in New York, NY, USA
What are the going interest rates for seller notes in an SBA deal?
July 23, 2023
by a searcher from University of Maryland at College Park in New York, NY, USA
What are the going interest rates for seller notes in an SBA deal?
from Harvard University in Charlottesville, VA, USA
from University of Tennessee in Nashville, TN, USA
Short answer: Totally negotiable.
Long answer: The Seller is assuming some risk by taking a seller note in a transaction. If you agree from Finance class that rate of the US Treasury Bond is the risk-free rate, start there and negotiate the Seller's risk premium. The Seller may or may not have an interest rate in mind. Most of the seller note rates that have been shared recently have been between 8-12%, an unfortunately wide range to benchmark against. Ultimately, you won't know an answer until you ask it.