Lender Introduction - Arena Commercial Capital

lender profile

December 04, 2023

by a lender in Oakland, CA, USA

Hey SearchFunder Community,

I wanted to introduce myself and be a resource for all of you. I’m actively looking to network with searchers and business brokers.

My name’s Jason, I’m with Arena Commercial Capital. We're a full service commercial lending brokerage. Our direct relationships with over 100 lenders allows us to consider a broader range of deals and help us place the right lending partner for your particular acquisition.


We help finance business acquisitions, primarily through SBA debt up to $5M. We also have pari passu options (SBA + conventional) past $5M, up to $10M.


And for your acquisitions that just aren’t a good fit for SBA, we offer Personal Unsecured Loans from $25k to $500k.

Some of our competitive advantages include:

-We can finance acquisitions with major discrepancies between P&Ls and tax returns - a deal killer for many SBA lenders. -Our down payment requirements are extremely flexible, going as low as 5%. If a borrower has direct industry experience, we can go as low as 0% cash injection. -Our interest rates are highly competitive, even in a time of historically high inflation. At a time when many lenders are offering 2.5 or 3 + Prime, we recently generated a term sheet for an acquisition at 8.9%. -We are partnered with one of the only SBA lenders in the nation who offers FIXED interest rate SBA loans. -We can finance Emerging Brand (3 locations or more) vs. Established Brand (20+ locations) franchises. -We can finance acquisitions with a high sales or customer concentration. -We can lend aggressively - we can go as low as a 1.25x DSCR, as opposed to many lenders which require 1.5x. -We are completely industry agnostic, not industry specific, allowing us to consider a broader range of deals.

If you’ve got a deal that was turned down by another lender, you’re a Searcher just looking to get pre-qualified for financing, or you’re a business broker who’s looking for more lending options, let’s connect.

Please feel free to DM me or email me at redacted

Thanks!

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Reply by a searcher
in United States
Seeing more of these types of lenders in the SBA space. Will be good for the search community!
commentor profile
Reply by a searcher
from University of Pennsylvania in Miami, FL, USA
Hello
Are you an actual lender with balance sheet or are you a loan broker?
Thank you
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+13 more replies.
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