Liquidity Isn’t Just a Number—It’s the Key to SBA Buying Power

Liquidity Isn’t Just a Number—It’s the Key to SBA Buying Power In SBA 7(a) business acquisitions, your liquidity doesn’t just support a deal—it defines what’s possible. It tells lenders three critical things: Can you afford the down payment? Can you cover closing costs? Will you have reserves after the deal closes? Let’s say you’ve got $250K in liquid assets: • 10% equity → $2.5M business • + 3–6% closing costs • + 5–10% post-close cash buffer = Your real buying power is slightly less than $2.5M But here’s the good news: You have options. • Negotiate a seller note • Partner with investors • Avoid tying up cash in long-term investments SBA 7(a) loans are designed for entrepreneurs without $3M sitting in a bank account. You just need a smart plan—and the right lender strategy. If you're planning to buy a business, let's connect! https://lnkd.in/dAuFYNFt