Long Overdue — Introducing Bull Market Capital to the Searchfunder Community

I've been around this space for a while without ever properly introducing what we do, so here it is. I'm Hanna with Bull Market Capital — a commercial loan brokerage and capital advisory firm based in High Point, NC. We work with business owners, acquirers, and operators nationwide. We've built relationships with hundreds of banks and lenders across the country, and our whole value-add is finding a way to get deals done — even the ones others pass on. We work on success-based fees at closing. Here's what we work on: SBA Lending — 7(a), 504, SBA Express lines up to $500K, the newer Working Capital Program (revolving up to $5M), Export Working Capital for exporters, and contract cap lines for government contractors. We know SBA inside and out — including projection-based lending for businesses that don't yet have the historical cash flow traditional lenders require. Personal Guarantee Insurance for SBA Loans — A newer product most borrowers don't know exists. You can insure 50% of your SBA personal guarantee for roughly 1–2% annually. Available in 25–30 states now, expanding soon. If you're signing a PG, this is worth knowing about. B2B Acquisitions — No Personal Guarantee — We can finance B2B business acquisitions in the $2M–$12M range without requiring a personal guarantee. Up to $20M total credit exposure. If you're buying a B2B business and want to protect your personal assets, let's talk. MCA Restructuring — If you know a business owner buried in merchant cash advances, we have a real solution. Through our partnership, clients have seen their weekly MCA payments drop 60–85% from day one. Structured, legally sound, and focused on immediate cash flow relief. Commercial Real Estate — Investment properties, rental portfolios, multifamily, DSCR lending, hospitality, ground-up construction, and bridge loans. We work across the full CRE spectrum with lenders who can move fast when timing matters. Accounts Receivable Factoring, PO Financing & Asset-Based Lines — 85–90% advance rates on AR, purchase order financing, and revolving asset-based credit facilities. Equipment Financing — Domestic and cross-border/international deals. EIN Credit Building — We have a dedicated team that helps businesses build a legitimate corporate credit profile under their EIN. It's a process — think of it as laying the foundation that eventually opens the door to financing with no personal guarantee required. Capital Advisory — For growth-stage companies that want a proactive partner on capital structure, not just a broker to call in a crisis. We take on a limited number of advisory clients at a time, so capacity is selective. We work across a wide range of industries — healthcare, franchises, defense contractors, veteran-owned businesses, hospitality, and more — from $150K to $50M+. Always open to connecting with other advisors, finders, and lenders. Referral partnerships are a big part of how we operate. Feel free to DM me anytime or reach out directly. Cell: ###-###-#### | Email: redacted — Hanna Willis | Bull Market Capital