Looking for experts in creative seller-financing structures

Member resources:

Frequent asked questions:

What is Searchfunder.com?

Searchfunder.com is an online community of searchers, investors, lenders, brokers and other professionals. Over 80% of those involved in searchfunds maintain a Searchfunder account to help them network, hire, and mentor others.

What are the benefits of membership?

In addition to accessing the most active online network of business buyers, Searchfunder licenses research that is simply not cost effective for individuals. Access over 15,000 industry reports and 50,000 transaction financials. You also get monthly credits for contact information for your company sourcing campaign with the option to purchase more at drastically discounted rates. Searchfunder has pre-purchased access from these data providers in order to empower individual buyers and to help searchers level the playing field versus private equity.

Do you have deals?

While we are primarily a buy-side network, we do have hundreds of brokers that regularly post deals to the community.

Can I find an internship on Searchfunder?

Absolutely! We have the industry's largest intern job board. If you are considering a search, the first step is to help another business buyer so you can hit the ground running.

What does it cost?

Searchfunder is a subscription service. We offer flexible monthly, annual and lifetime memberships.

Monthly

$79 / month

Annual

$19 / month

Lifetime

$432 / once

Those who maintain an account with us for over 4 continuous years are permanently added to the community without the need for a membership.

Do I need an MBA to join?

While a large number of our members come from dedicated programs at Harvard Business School, Stanford GSB, Chicago Booth, and other top programs, searching is no longer reserved for the elite. With the current abundance of dry powder in private equity, and an increasing number of business owners reaching retirement age, good deals rarely go unfunded.

Post a question, deal, job, etc...

Make a post...

Complete registration to post.

by a searcher from Dartmouth College
in San Francisco, CA, USA

1yr ago

Looking for experts in creative seller-financing structures

Working on a deal that will be funded by a large seller loan. I want to include creative terms around standby periods and earnings minimums. Anyone with expertise/experience structuring seller-financed loans willing to chat?

0 Likes

158 Views

reply by an intermediary 1yr ago
from The University of Chicago in Chicago, IL, USA

You can tie to widgets, GP, EBITDA, Sales etc. I It can have annual caps, cumulative caps. It can be an expense to you (OI to seller) or add'l GW to you (CG to seller). It can have impact on WC also. My SW does all these. And there are other things one can do. Happy to help.

reply by a professional 1yr ago
from University of Maryland at College Park in Danville, CA, USA

Hey Chris, in the first deal I did, we had a very creatively structured deal that included an earn out, seller note and consulting agreement, which effectively acted like a second seller note. There was no seller rollover, but the earn out was a large part of the total consideration, so the seller was pretty tied to the success of the business. This structure also enabled us to have a very low-leverage cap table, which allowed us to afford more expensive sub debt, which we structured as a non-amortizing debt security with warrants, which was funded by friends and family. We were fortunate to exit after 22 months with 12x on our invested cash.