Looking for non-SBA lender - young business at low multiple

Looking at an acquisition of a business that is technically less than two years old. Multiple is low. Seller willing to carry a 25% to 30% seller note. Cannot be SBA financed due to less than three years old. Business is growing. Can put in around 20% equity. EBITDA is above $1,000,000.

Need a lender that can finance around 50 to 60% of the acquisition price. The DCR on this would be excellent.

Also, if someone has experience with something similar, I’d love to connect and learn.

Thank you.