Looking for Non-SBA Lenders for Home Services Acquisition (~$2–3M deal)

March 12, 2026

by a searcher in San Jose, CA, USA

Hi everyone, I’m currently evaluating a home services acquisition in California in the ~$2–3M range and expect to move toward an LOI soon. Because of my immigration status, SBA financing isn’t an option for me right now, so I’m looking to connect with non-SBA lenders, SBIC-backed funds, or private credit providers that are active in this deal size. If anyone here has worked with lenders comfortable financing acquisitions in the $1.5M–$2M range, I’d really appreciate any recommendations or introductions. Happy to share more details privately if helpful. Thanks in advance! Vishwas Patil

Reply by a searcher
in Gold Coast QLD, Australia

Hey @redacted‌! I hear you. I’m in the same predicament here in Australia. Fortunately for you in the US, the options a numerous. In my global M&A group, we recently had a funding strategist in one of our meetings. Her name is Ashley Wyrd. She was super helpful, knowledgeable, and very approachable. She might be able to give you some valuable ideas for your situation. I’ll private DM you with her details. Hope that helps Vishwas.

Reply by an intermediary
from University of California, Los Angeles in Irvine, CA, USA

@redacted‌ Please send me deal details redacted We have partners who do this type of private capital work. It depends on the financials of the operating company, especially their free cash flow creation, and also how your capital stack is looking- how much equity are your putting in? It needs to be probably at least 30%. Thanks, Doug

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