Borrower: Established owner-operated network infrastructure company. Use of Proceeds: Refinance an expensive factoring LOC that costs ≈ $700 k per year in interest. Facility Size: Up to $3 m (sufficient to retire the LOC and cover closing costs). Collateral: 1st-lien on all business assets (book value ≈ $3 m). Pledge of majority equity as additional security. Post-Refi Economics: Interest savings lift EBITDA to ≈ $1.7 m. Management / Support: Current owner stays on as operator; our group earns meaningful min equity through turnaround, installs SOPs, and provides ongoing financial oversight. We also hold an option to acquire the business at a pre-agreed price, structuring it as a management buyout. Lender Request Seeking term-loan or ABL proposals (3- to 5-year amortization, market-rate pricing) from experienced cash-flow or asset-based lenders comfortable with owner-operated turnarounds. If interested, please DM for the CIM and detailed financial package.