SEEKING BUYER
Open Banking Opportunity
Software · London, UK
revenue: $850,000
ebitda: $10,000
Exclusivity:
Exclusive Representation
SBA Eligiblity:
Not SBA Eligible
Revenue:
$850,000
EBITDA:
$10,000
Key Information below
Large Market Opportunity
UK Debit Card Market: £796bn
SAM: £72.75bn
Initial SOM: £750m
Open Banking transactions forecast to grow from £13.6bnredactedto £82bn (2028)
Strong Merchant Proposition
Traditional processors charge 1.5%–3% fees with delayed settlement.
The platform offers:
0.5% flat fee
Instant settlement
No hardware required
QR / SMS / WhatsApp payments
Biometric security
Loyalty rewards & cashback
Scalable Financial Model
Revenue: £0.64m → £5.35m → £10.98m (Y1–Y3)
EBITDA: £2.99m (Y2), £6.77m (Y3)
Y3 EBITDA Margin: 61.6%
Y3 Gross Margin: 81.2%
Early Traction
5.1m UK SME merchants target market
Independent research shows 80% of merchants open to switching
Early merchant onboarding already underway
Strong Leadership
Board/advisors include backgrounds from:
UBS (former CFO)
Netflix systems development
HSBC / Lloyds / Vodafone / BT
Current Raise
Raise Size: £1.48m
Minimum Investment: £23,090
EIS Eligible