Operating Agreement and SBA Loan as LLC vs Individual

April 20, 2026

by a searcher from Harvard University - Harvard Business School in Los Angeles, CA, USA

I'm working with a sole investor on an acquisition in which I will be 1) full-time operator 2) minority owner at <50% 3) Largest equity holder 4) SBA Loan Guarantor. I am considering running the deal and loan through an LLC rather than as an individual. Would you recommend/not recommend using an LLC? Thanks. Any downsides either way?