Pledging of Shares & Naming of Personal HOLDCO (holding "seasoned" QSBS)
December 21, 2025
by a searcher from SDA Bocconi - School of Management in Fort Lauderdale, FL, USA
This is probably a question more for a CARTA forum but -
(Accessing liquidity) I'm Forming a new DE HoldCo > loan against my HoldCo > holds the QSBS
Any tips for Naming a personal DE HoldCo (SMLLC - disregarded) to holding seasoned 6+ year QSBS (must not trigger QSBS disqualification)
(Maybe I am too paranoid)
- I want to stay anonymous (not look tied to me/my name) to predators but also
- I do not want my HOLDCO to look like an "active business" (names like "capital") for IRS to start flag it - try to disqualify it for Tax Free QSBS upon exit. We are 100% compliant since Day 1 but don't want to open the door to any "red flags"
- Lender will lend against my personal HOLDCO > owing my Shares
Any tips on naming the HOLDCO in this situation?
I am mainly doing this for Pledging my Shares for a personal loan (take some liquidity)
I understand that lenders will want a simple ***clean UCC-1 on the HoldCo interests to perfect the lien - not me personally.
I have 7-figures of DEAD EQUITY here and only a pissant EIDL
Board is OK with this.