Prime just dropped again off today’s Fed cut, taking it from 7.00% to 6.75%

lender profile

December 10, 2025

by a lender from Cornell University - SC Johnson College of Business in Los Angeles, CA, USA

Prime just dropped again, and that immediately makes SBA 7a debt cheaper. Lower payments mean stronger cash flow, an easier time passing the bank’s DSCR test and, for some deals, the difference between “too tight” and “this actually works.” If you are under LOI or close to a term sheet, it is a good time to refresh your model and make sure your lender updates terms with the new rate. Small shifts like this can move a deal from borderline to bankable. We have a lot experience financing various companies via the SBA. If you ever need help talking through a deal, I am happy to help. We work with all the major SBA lenders. The bank pay us after your loan closes, so this is a 100% free service for you. You can email me directly at redacted or schedule a meeting with me: https://cal.com/francodeguzman/30min. Look forward to chatting!
1
1
57
Replies
1
commentor profile
Reply by a lender
from University of Southern California in Los Angeles, CA, USA
^redacted‌ - Love to see this. Based on the 10 year treasury / bond market the market is expecting another###-###-#### % cuts by the end of###-###-#### Great time to buy a business before competition increases with the lower rates.
Join the discussion