Prime Rate Falls to 7.00% - A Timing Advantage for Business Acquisitions & SBA Financing
October 30, 2025
by a lender from Cornell University - SC Johnson College of Business in Los Angeles, CA, USA
The prime rate just dropped to 7.00%, the lowest we’ve seen in a while. For buyers using SBA financing, this directly lowers borrowing costs and can improve DSCR on acquisition deals. It’s a good time to move on transactions that were previously tight on cash flow, since lenders are likely to adjust rates in line with this change. I help buyers optimize for rate shifts like this - reach out if you want to explore how this impacts your acquisition model, DSCR, seller financing terms or leverage structure.
We have a lot experience financing different types of companies via the SBA. If you ever need help talking through a deal, I am happy to help. We work with all the major SBA lenders. The bank pays us after your loan closes, so this is a 100% free service for you. You can email me directly at redacted or schedule a meeting with me: https://cal.com/francodeguzman/30min. Look forward to chatting!
from Florida State University in Atlanta, GA, USA