SBA Loan Broker Fees

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by a searcher from Northwestern University
in Melbourne, FL, USA

1yr ago

SBA Loan Broker Fees

Can we settle this concern once and for all?? Is it FREE to use a loan broker for an SBA loan? I keep seeing comments like “The bank pays us, so our service is 100% FREE to you as the borrower.”

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reply by a searcher 1yr ago
from Harvard University in 2003

My two cents is that you should be always looking at you capital costs across channels. This means more relationships and ability to close with any unique constraints your company might face. The SBA almost always comes up as the friendliest cost of capital and terms excluding the PG.

reply by a searcher 1yr ago
from Indiana University, Bloomington/Indianapolis in New York, NY, USA

I'm in the process of looking for SBA brokers so this is a helpful thread! As a 1st time buyer, it seems like a smart investment to have an expert to help navigate the process and find the best loan terms (even with a small fee). It should save time and money in the long run. Not sure why more buyers don't use loan brokers.