Seeking $80K Interest-Only Capital (18%) for SBA-Backed Acquisition-Near Close
December 15, 2025
by a searcher in Sarasota, FL, USA
Title: Seeking $80k Interest-Only Capital (18%) for SBA-Backed Acquisition – Near Close
Amount: $80,000
Return: 18% annual interest (interest-only)
Term: 12 months (extendable to 24 by mutual agreement)
Use: Buyer equity gap to close SBA acquisition
Status: Under contract / lender process advanced
Opportunity Summary
I am under contract to acquire a profitable, established operating business using an SBA 7(a) loan. The transaction already includes seller financing, and I am seeking $80,000 of interest-only capital to complete the equity requirement and close.
Investment Terms
18% annual interest, paid interest-only
Principal repaid at refinance, exit, or early payoff
Subordinated to SBA loan (fully SBA-compliant)
No operational involvement required
Why This Works
Cash-flowing business with proven history
Seller note in place → strong seller confidence
SBA underwriting provides third-party diligence
Conservative capital stack
Defined near-term liquidity event (refi/payoff)
About Me
I am an experienced operator with a background in acquiring and managing service-based businesses. My focus is disciplined execution, margin improvement, and refinancing into lower-cost capital post-close.
Next Steps
I can share a brief deal summary, lender status, and draft note terms upon request.
Please DM if interested.