Seeking $80K Interest-Only Capital (18%) for SBA-Backed Acquisition-Near Close

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December 15, 2025

by a searcher in Sarasota, FL, USA

Title: Seeking $80k Interest-Only Capital (18%) for SBA-Backed Acquisition – Near Close Amount: $80,000 Return: 18% annual interest (interest-only) Term: 12 months (extendable to 24 by mutual agreement) Use: Buyer equity gap to close SBA acquisition Status: Under contract / lender process advanced Opportunity Summary I am under contract to acquire a profitable, established operating business using an SBA 7(a) loan. The transaction already includes seller financing, and I am seeking $80,000 of interest-only capital to complete the equity requirement and close. Investment Terms 18% annual interest, paid interest-only Principal repaid at refinance, exit, or early payoff Subordinated to SBA loan (fully SBA-compliant) No operational involvement required Why This Works Cash-flowing business with proven history Seller note in place → strong seller confidence SBA underwriting provides third-party diligence Conservative capital stack Defined near-term liquidity event (refi/payoff) About Me I am an experienced operator with a background in acquiring and managing service-based businesses. My focus is disciplined execution, margin improvement, and refinancing into lower-cost capital post-close. Next Steps I can share a brief deal summary, lender status, and draft note terms upon request. Please DM if interested.
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