Seeking lender open to acquisition financing (no lien on primary residence)

searcher profile

November 01, 2025

by a searcher in Asheville, NC, USA

I’m the owner-operator of two successful U.S. franchise businesses — both doubled in revenue within two years of acquisition. I’m now pursuing a third franchise opportunity valued between €1.5M and €1.7M (USD equivalent). I’ve already confirmed that my SBA lender is willing to finance 100% of the deal, but I’m exploring alternative lenders or private financiers who can offer similar terms without placing a lien on my primary residence. Both existing businesses are profitable, with strong cash flow, disciplined operations, and a proven growth record. If you’re open to creative, collateral-light lending structures, I’d be glad to connect. JB Entrepreneur | Multi-Unit Franchise Operator
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Reply by a lender
from Chapman University in Denver, CO, USA
Hi JB, if I might ask where are the existing and proposed businesses located? I may have some conventional options available depending on geography. redacted
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Reply by a searcher
from Pomona College in Asheville, NC, USA
try apple pie or a franchise finance specialist like that. they can lend outside sba with less personal collateral, particularly if your net worth is 1:1 to loan amount
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