Seeking SBA 504 Lender — $8.6M Revenue Hospitality Acquisition, Albuquerque NM

Looking for an SBA lending partner for a hospitality acquisition in Albuquerque, New Mexico — either a 504 first-lien bank or a CDC for the debenture. - $8.65M revenue — F&B drives 68% of revenue, 71% of operating income - ~$1.0M adjusted EBITDA, margins expanding (8.1% → 11.2% over 3 years) - 175 acres owned real estate, county-assessed at $4.0M, zero liens, zero debt - $5.08M tangible collateral — 1.13x–1.27x coverage on acquisition price - Self-funding since 2018, profitable 9 of 12 months, 31,500 active customers - Target price: $4.0–$4.5M | Buyer equity: $450K+ | DSCR: 2.5x–3x About Me: MBA, 30 years mid-market ops leadership, direct hospitality experience. Local resident, full-time on-site GM from day one. Advisory team includes a restaurant and golf course GM with decades of experience and a business attorney with 35+ M&A transactions annually. Full lender package available, three years of financials, tax returns, monthly P&Ls, and CIM. Target close May 2026. DM me or reach out directly.