We own and operate a non-medical home care platform: four franchise agencies in Texas and Georgia, with a signed LOI to buy a fifth in the Pacific Northwest. Two owner-operators, no sponsor. What we need: - $11.5M senior term loan: $6.5M refinances four SBA 7(a) loans, $5.0M funds the acquisition - $1.0M revolver - 10-year amortization preferred, no cash out - Lender commitment by December 31, close March 22, 2027 The numbers, pro forma for the acquisition: - About $28M revenue - $5.1M TTM adjusted EBITDA before owner compensation, $6.6M run-rate - 2.3x senior and 2.8x total leverage at close - Payer mix: 52% private pay, 21% VA, 16% Medicaid, 11% other Track record: our flagship market grew from 2,500 to 8,000 care hours a week in 23 months. Only 1,600 of that came from acquisitions. We have closed seven transactions since December 2024. Why conventional: we have used up our SBA capacity and we plan to keep acquiring. We are looking for banks or non-bank lenders that make cash-flow loans to non-sponsored companies. Direct lenders preferred. If that is you, or you know the right person, please let me know and I will send a summary.