Post-Close Liquidity for SBA Loan

May 31, 2024
by a searcher from University of Southern California in San Francisco, CA, USA
Hi everyone! I'm working on a deal where the biggest feedback I've gotten from banks is my post-close liquidity isn't enough for them to feel comfortable lending to me even though they like the cash flow of the business. How have you navigated this?
in United States
This is obviously a contrived example, but I hope it is clear why the banks might have concerns. You’d need to dig into what you are projecting, what are they asking for, why might they be asking for it, etc. If you don’t think your lender is being reasonable, shop for a new lender.
from University of Southern California in Mid-Atlantic, USA
I am confident ^redacted has a team that can offer you the guidance and expertise on this and likely in your specific industry. ^redacted has access to a variety of lenders, so this may offer you some flexibility in your approach. Either way, you’ve come to the right place.
Good luck! - JC