Simple DSCR calculator

May 27, 2024
by an intermediary from University of Toronto in San Francisco, CA, USA
I saw some people on Searchfunder ask about DSCRs so I made a free tool that calculates DSCR based on acquisition price and loan amount: https://godealwise.com/blog/debt-service-ratio-calculator-for-sba-loans
You can go through it multiple times to see how exit multiple, seller financing, loan rates and loan terms affect the DSCR.
As a bonus, it also calculates the SBA guarantee fee which is charged to lenders but usually passed on to you. The SBA has a progressive fee schedule based on loan amount so calculating it manually isn't straightforward.
from University of Stellenbosch in London, UK
from Wisconsin Lutheran College in Brookfield, WI, USA