The Cumulative Guaranty Limit for SBA 7A & 504 Loans is Increasing from $5 Million to $10 Million

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by a lender from Eastern Illinois University
in 900 E Diehl Rd, Naperville, IL 60563, USA

2mos ago

The Cumulative Guaranty Limit for SBA 7A & 504 Loans is Increasing from $5 Million to $10 Million

The SBA announced the cumulative guaranty limit for SBA 7A & 504 loans is increasing from $5 million to $10 million effective July 4th, 2026. What does this actually change for my deal? If you’re buying a business, acquiring owner-occupied commercial real estate, or planning multiple SBA-financed transactions, understanding this new structure could dramatically change how you approach your financing strategy.

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