The SBA Process Isn’t Just Technical—It’s Strategic

June 16, 2025
by a lender from Instituto Tecnológico y de Estudios Superiores de Monterrey (ITESM) in United States
If you're searching for a business and plan to use SBA 7(a) financing, here's the truth:
The earlier you get your structure lender-ready, the better.
We've worked with around 90 buyers—and the ones who win deals faster do this before LOI:
– Clarify how their equity injection breaks down (cash vs. seller note)
– Prep their personal financials with SBA expectations in mind
– Understand what a lender-acceptable DSCR actually looks like
– Start gathering seller docs that underwriters will ask for anyway
The deal may be strong—but strategy wins in SBA.
If you want help reviewing your plan before it gets real, I’m happy to take a look.
https://calendly.com/alan-pioneercap